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乘偿二代东风 磨砺风控“三把剑”

2015-05-25 11:59:17

彩票必赢网       CHANGERDAIDEFABUSHISHIWEIBAOXIANGONGSITIGAOZHILISHUIPINGTEBIESHIFENGXIANGUANLISHUIPING、TUIDONGXINGYESHICHANGHUAGAIGE、JIFAZIBENHUOLIDENGFANGMIANDAILAILEXINDEJIYU,DANYEDUIBAOXIANGONGSIJINGYINGFANGSHIHEGUANLIMOSHIBIANGE、FENGXIANWENHUAPEIYU、FENGXIANGUANLINENGLITISHENGDENGDAILAIZHUDUOTIAOZHAN。ZHANZAIFAZHANXINQIDIAN,BAOXIANGONGSIYINGCHONGFENZHUAZHUCHANGERDAIFABUSHISHIDELISHIJIYU,YICUFENGXIANGUANKONGWEIZHUASHOU,SHENGENGXIZUOTISHENGJINGXIHUAGUANLISHUIPING,YIZHANXINZUOWEITUIDONGGONGSIXIANDAIHUAGUIFANHUAZHILISHANGYIGEXINTAIJIE。

 

  织密网——健全风险管控体系

 

  ZUIJINYIJIAGUOJIZIXUNJIGOUDUI73JIABAOXIANGONGSIDEFENGXIANGUANKONGQINGKUANGJINXINGLEDIAOYANTONGJI,ZHEIXIEGONGSIJUNBIAOSHI,WEIPEIHECHANGERDAISHISHI,GONGSIZUIYINGZAIQUANMIANFENGXIANGUANLITIXIJIANSHEFANGMIANZUOHAOZHUNBEIGONGZUO。ZHEIYANGDETONGJIJIEGUOYEBIAOMING,SUIZHECHANGERDAIDESHISHI,BAOXIANXINGYEZAIFENGXIANGUANLICENGMIANSHANGDEGAIGEYEJIANGZHENGSHILAKAI。

  YUBAOXIANGONGSIERYAN,QUANMIANFENGXIANGUANLITIXIJIANSHEDEZHONGDIANZAIYUTISHENGFENGXIANGUANLICENGCI、JIANHAOZHUANXIANGFENGXIANGUANKONGJIAGOUHEFENGXIANGUANLI。YAOZHULAOZHEI“SANDAOFANGXIAN”,BAOXIANGONGSISHOUXIANYAOCONGZONGXIANGSHANGJIANGFENGXIANGUANLICENGCIYOUZHIXINGCENGMIANTISHENGDAOJUECECENGMIAN。SUIZHECHANGERDAIDETUICHU,FENGXIANGUANLISHOUCIFUGAIBAOXIANYUTOUZIDEMEIGEBANKUAI,SHEJIQIANZHONGHOUTAIGEBUFEN,ZONGGUANCONGZONGBUDAOJICENGDEQUANLIANTIAO,BINGQIEZAIRICHANGFENGXIANJIANCEPINGGU、YINGDUICHUZHI、JUECEZHIXINGFANGMIAN,XUYAOYOUHENQIANGDESHIXIAOXING。ZHEIJIUYAOQIUJIANGFENGXIANGUANLICENGCIYOUGUOQUDEJUTIZHINENGBUMENTISHENGDAOGONGSIGUANLICENGMIAN,FENGXIANGUANLINEIHANYOUGUOQUDEGOUTONGXIEDIAOWEIZHUZHUANBIANWEIYANSHANGJUECEWEIZHU。JUCI,BAOXIANGONGSIYINGKAOLVZAIGUANLICENGSHEZHIYOUGONGSIZHUYAOLINGDAOQIANTOUDEFENGXIANGUANLIWEIYUANHUI,ZHUYAOZHINENGSHIGUANLIGONGSICHANGFUNENGLIFENGXIAN,JUTIBAOKUO:ZHIDINGFABUGONGSIFENGXIANGUANLIZHENGCE,TONGYIFENGXIANGUANLIBIAOZHUN、FANGFAYUGONGJU,YANJIUCHULIZHONGDAFENGXIANSHIJIANDENG。FENGXIANGUANLIZHINENGBUMENZUOWEIGAIWEIYUANHUIRICHANGBANSHIJIGOULVXINGZHIZE。

  QICI,BAOXIANGONGSIYINGDANGCONGHENGXIANGSHANGGOUJIANZHUANXIANGFENGXIANGUANLIXIEZUOTIXI。ZAIGONGSIFENGXIANGUANLIWEIYUANHUIXIANGXIA,FENBIESHEZHIYOUGONGSIFENGUANLINGDAOQIANTOUDEBAOXIAN、SHICHANG、XINYONG、CAOZUO、ZHANLVE、SHENGYU、LIUDONGXINGDENGZHUANXIANGFENGXIANGUANLIWEIYUANHUI,SHANGDUIFENGXIANGUANLIWEIYUANHUIFUZE,XIADUIQUANXITONGDEZHUANXIANGFENGXIANGUANLIFUZE。DUIYUGONGXINGCHENGDUJIAOGAO、SHIHEJIZHONGGUANKONGDEZHANLVEFENGXIAN、SHENGYUFENGXIANYIJITOUZIFENGXIANRUSHICHANGFENGXIAN、XINYONGFENGXIAN,KEJIANLIJIZHONGTONGYIDEFENGXIANGUANLIJIZHI;DUIYUGEXINGHUAJIAOQIANG、YUYEWUGUOCHENGJIEHECHENGDUJIAOGAODEFENGXIAN,RUBAOXIANFENGXIAN、LIUDONGXINGFENGXIAN,KEYOUGEYEWUBANKUAIGENJUGONGSITONGYIYAOQIU,GOUJIANXIANGDUIDULIDEGUANLIJIZHI;DUIYUCAOZUOFENGXIAN,KEANZHAOCAIZHENGBUDENGWUBUWEIDENEIKONGJIBENGUIFANJIPEITAOZHIYINYAOQIU,YIDISHIYIXIAFENZHIJIGOUWEIZHONGDIAN,ZHUYISHIBIEPAICHAFENGXIANDIAN,JIANLIJIANQUANJICENGNEIKONGTIXIGUANLIKUANGJIA。

彩票必赢网  ZAICI,BAOXIANGONGSIYINGQUANFANGWEIDAZAOFENGXIANGUANLISANDAOFANGXIAN。ZAIFENGXIANGUANLISHIJIANZHONG,YEWUBUMENHEYIXIANJIGOUSHIDIYIDAOFANGXIAN,FENGXIANGUANLIBUMENSHIDIERDAOFANGXIAN,SHENJIBUMENSHIDISANDAOFANGXIAN。YEWUBUMENSHIFANGFANFENGXIANDEZHUTI;DANSHIJINKAOYEWUBUMENHAIBUGOU,FENGXIANGUANLIZHINENGBUMENBIXUYAODUIFENGXIANGUANLIJINXINGXITONGXING、WANZHENGXING、GUIFANXINGDEZHIDAOHEJIANDU;YOUDULIDISANFANG,JIJIANCHASHENJIBUMENDUIFENGXIANGUANKONGCHENGXIAOJINXINGPINGJIA。SANDAOFANGXIANYAOHUXIANGYIKAO、HUWEIBUCHONG,XINGCHENGQUANFANGWEI、LITIHUADEFENGXIANGUANLIWANGLUO。

 

  磨亮剑——升级风险管控手段

 

彩票必赢网  ZAIFENGXIANGUANLIJISHUSHANG, CHANGERDAIYOUDINGXINGWEIZHUKUODADAODINGLIANGYUDINGXINGXIANGJIEHE;ZAIFENGXIANGUANLIFANGFASHANG,CHANGERDAIYOURENGONGKONGZHIWEIZHUZHUANBIANWEIZHIDULIUCHENGKONGZHIJIXINXIXITONGKONGZHIWEIZHU。ZHEIXIEJUCUOZAIYINDAOBAOXIANGONGSIJIANLIHEWANSHANJIYUHULIANWANG、DASHUJUJISHUDEXIANDAIHUA、XINXIHUAFENGXIANGUANKONGSHOUDUANDETONGSHI,YEWEIBAOXIANGONGSIDAZAOHEMOLIHAOFENGXIANGUANKONGDE“SANBALIJIAN“TICHULEXINDEYAOQIU。

彩票必赢网  DIYIBAJIAN:FENGXIANPIANHAO。FENGXIANPIANHAOSHIGONGSIZAISHIXIANZHANLVEMUBIAOGUOCHENGZHONGSUOYUANYICHENGDANDEFENGXIANZONGLIANG,YESHIGUDONGJIXIANGGUANLIYIFANGDUIGONGSISUOYUANYICHENGDANFENGXIANDEJIBENTAIDU。ZHIDINGFENGXIANPIANHAODEZHUYAOYIYIZAIYU,SHEDINGFENGXIANGUANLIZONGTIMUBIAO,BINGJIANGQIXIHUAFENJIE,CHUANDAOZHIBUTONGDECHANPINTIAOXIAN、JINGYINGQUYUHEXIAOSHOUQUDAO,SHIZHICHENGWEIJINGYINGGUANLIDEGANGXINGYUESHU,CONGERQIANGHUAFENGXIANGUANLIYUYEWUJINGYINGDEYOUJIRONGHE,XUNQIUFENGXIAN、ZIBENYUSHOUYIZHIJIANDEPINGHENG。ZAIFENGXIANPIANHAOGUANLISHANG,YISHIZUOHAOCHUANDAO,MINGQUEGEZHUYAOFENGXIANLEIBIEDERONGRENDUJIXIANE,ZHUJIFENJIEZHIJINGYINGYIXIAN。ERSHIYINGZAOFENWEI,JIANGFENGXIANPIANHAOSUOTIXIANDEJIBENTAIDUYUJIAZHIZHUZHANG,RONGRUDAORICHANGJINGYINGGUANLIHUODONGDANGZHONG,SHIQUANYUANZHIXIAO、SHUXIBINGZUNCONG。SANSHIZHUZHONGLIANGHUA,TISHENGFENGXIANSHIBIE、PINGGUJINENG,TUIDONGFENGXIANPIANHAOYUYUSUANGUANLI、JIXIAOPINGJIA、ZIBENGUANLI、YEWUJUECEDEYOUXIAODUIJIE。

  DIERBAJIAN:FENGXIANGUANLIXINXIHUAXITONG。BAOXIANGONGSIYINGKAIFAGOUJIANFENGXIANGUANLIXINXIXITONG,YINGYONGYUFENGXIANJIANCEYUPINGGU、FENGXIANFENXIHEYUCE、RICHANGFENGXIANGUANLIDENGFANGMIAN。ZAISHIJIKAIFAGUOCHENGZHONG,YISHIYAOZHUYIDATONGGAIXITONGYUGONGSINEIKONGXITONG、SHENJIXITONG、CAIWUXITONGDEYOUXIAOLIANJIE,SHIXIANSHUJUDEYOUXIAOJIAOHUHESHISHICHUANDAO。ERSHIZAISHUJUZHIBIAOSHULIGUOCHENGZHONG,JIYAOHANGAIFUZHAIDUANYEYAOHANGAIZICHANDUAN;KEYIANZHAOZHONGYAOCHENGDUJIANGSHUJUZHIBIAOHUAFENWEIFEICHANGZHONGYAO、ZHONGYAO、YIBANDENGBUTONGLEIBIE,YIBIANYUTUCHUJIANCEZHONGDIAN,TIGAOJIANCEXIAOLV。SANSHIYINGZHUZHONGDUIGELEIZHIBIAOSHEZHIKEXUEHELIDEYUJINGQUJIANHEBAOJINGFAZHI,BINGJUCIZHIDINGFENGXIANYINGDUIHECHUZHIYUAN。

  DISANBAJIAN:FENGXIANGUANLINEIBUMOXING。CHANGERDAIYIXINGYESHUJUWEIJICHU,JIAZHIDUIDUOFANGLIYIDEKAOLV,SHIDEQIZAIBUFENFENGXIANDEJILIANGSHANGSHIQULEGETIDEJINGDU。JIEJIANGUONEIWAIXIANJINJINGYAN,BAOXIANGONGSIYINGZHUDONGKAIFANEIBUFENGXIANGUANLIMOXING,RUJINGJIZIBENMOXINGHEFANGFADENG,TONGGUONEIBUMOXINGJIKEMANZUWAIBUJIANGUANYAOQIU,YEKEYIZAIGONGSIDONGTAIXIANJINLIUMONI、ZHANLVEZICHANPEIZHIDENGFANGMIANJINYIBUZUODAOJINGXIHUAKEXUEHUA。

  BIXUYAOQIANGDIAODESHI,“SANBALIJIAN”ZHIJIANCUNZAIZHEMIQIEGUANLIAN。FENGXIANPIANHAOSHIDINGCENGSHEJI,TIXIANGONGSIZONGTIFENGXIANZHENGCE;NEIBUMOXINGSHIGONGJUSHOUDUAN,YONGYUFENGXIANZHENGCEDEFENJIESHIXIANHEYOUXIAOLUODI;FENGXIANGUANLIXINXIHUAXITONGSHIJICHUPINGTAI,WEIFENGXIANPIANHAOHENEIBUMOXINGJISUANTIGONGJICHUSHUJUZHICHENG。

 

  扎牢根——实现风险管控落地

 

  BAFENGXIANGUANLIZUODEGENGSHIGENGGUANGGENGSHEN,TISHENGBAOXIANGONGSIJIAZHI、CUJINWENJIANJING,SHICHANGERDAIDUIZHENGGEXINGYETICHUDEKEGUANERJINPODEYAOQIU。“GENGSHI”YIWEIZHEBAOXIANGONGSIBIXUYAOHENZHUAFENGXIANGUANLIYUSUANYUKAOHE。CHANGERDAIXIA,GEXIANGZIBENJITIYUYEWUFENGXIANGAODUXIANGGUAN,ZIBENXIQUEXINGGENGJIATUXIAN。YIFANGMIAN,YAOZHELIYOUHUAZIBENFENPEISHIYONGJIZHI。JIANLIFENGXIANYUSUANJIZHI,CHANGSHIZAIXINYEWUGUIHUA、CHANPINKAIFAYIJIYEJIKAOHEHUANJIEJIARUFENGXIANDIAOZHENGYINSU;JIANLIZIBENGUANLIGUNDONGGUIHUA,JIJIKAIZHANCHANGERDAIXIAXINXINGZIBENBUCHONGJIZHIYANJIU,TIGAOZIBENBUCHONGJIZHIDEDUOYANGXING。LINGYIFANGMIAN,YAOZHIDINGKEXUEKEXINGDEFENGXIANGUANLIPINGJIABANFAHEBIAOZHUN,CHANGSHIJIANGEVA(JINGJIZENGJIAZHI)HERAROC(FENGXIANDIAOZHENGHOUDEZIBENHUIBAO)DENGXIANJINFENGXIANGUANLIZHIBIAO,YINRUGONGSIJIXIAOKAOHETIXI。

彩票必赢网  “GENGGUANG”YAOQIUBAOXIANGONGSILIZHUAFENGXIANFENJIFENLEIPINGJIA。ZHEYANTISHENGYEWUDANYUANHEFENZHIJIGOUDEFENGXIANGUANKONGNENGLI,GOUJIANQIHEGONGSIZHANLVEFAZHANMUBIAOHEFENGXIANPIANHAODEFENGXIANFENJIFENLEIPINGJIATIXI。JUTIJIANSHEBUZHOUSHANGKECAIQUSANBUZOU:DIYIBUJIANHAO“NEIKONGHEGUIZONGHEPINGJIATIXI”;DIERBUJIANHAO“QUANMIANFENGXIANGUANLIZONGHEPINGJIATIXI”;DISANBUDEZHONGDIANJIUSHIJIANGFENGXIANFENJIFENLEIPINGJIAJIEGUO,YINGYONGDAOZIBENYUSUAN、YEWUTUOZHAN,YIJISHENJIZIYUANFENPEIDENGJINGYINGSHIJIAN。“GENGSHEN”QIANGDIAOBAOXIANGONGSIYINGDANGQIANGHUAJICENGCAOZUOFENGXIANGUANKONG。CAOZUOFENGXIANSHIJINRONGBAOXIANYIXIANJIGOUFENGXIANGUANKONGDEZHONGDIANHENANDIAN。ZAIHULIANWANG+DEXINXINGSHIXIA,ZHUAHAOJICENGCAOZUOFENGXIANGUANKONGDEYIGEYOUXIAOTUJINGSHI:YUNEIBUKONGZHIXIANGXIANJIE,YILIUCHENGSHULIWEIJICHU,JIANGZHONGYAOYEWUCAOZUOHEJIANDUGUHUADAOITXITONGZHONG,JINLIANGJIANSHAORENWEIGANYU,ZUODAOFENGXIANGUANKONGXINXIHUA、TOUMINGHUA。

 

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